UPDATE: AAA Branches are open to the public with increased safety measures. Face coverings are required for all branch services at this time.

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AAA's financial partners help you stretch your budget.

Keep Life Moving

car repair

Why AAA Carolinas Financial?

car repair

Do more with your money and your membership with AAA Carolinas. AAA provides peace of mind for all of your financial needs from credit cards and identity protection, high-yield savings accounts, travel money, tax preparation, and more.

Auto Loans

Competitive rates for as low as 2.64% APR!1 And for a limited time, receive the same auto loan discounts offered to AAA employees.

With Auto Loans through AAA, it’s easy to apply for a new loan or refinance an existing one. You can compare costs, research pricing, and get a great rate before you step foot on a car lot. It’s the AAA way of making things go right for you.

The right loan. The right car. The right price.

Home Loans

AAA helps make home financing easy, whether you're a first-time buyer, moving to a new home, or refinancing an existing loan.

From explaining your various finances options to helping you better understand the application process, inclusing terms, closing costs, title work, insurance, escrow, home appraisal and more, we'll be there to help every step of the way.

AAA Members receive special member pricing.


Saving money is easier with AAA Financial

Saving Money is Easier with AAA Financial

From protecting your identity to managing your money, our financial services give you peace of mind no matter where the road leads you.

Saving money is easier with AAA Financial

Identity Protection

Take control with ProtectMyID® from AAA, fueled by Experian® — a global leader in identity security. ProtectMyID lets you detect and resolve identity threats, the fastest-growing crime in the U.S. with a new victim every two seconds.

Saving money is easier with AAA Financial


Grow and effectively manage your assets with quality savings products. AAA Members get preferred member rates.

Saving money is easier with AAA Financial


AAA offers tax deferred annuity products underwritten by several top rated insurance companies.

Saving money is easier with AAA Financial

Tax Preparation

AAA partners with H&R Block to offer our members $25 off tax preparation for new clients, free Tax Identity Shield® for existing clients and 20% off online or downloadable software.

Personal Finance

Routine oil and filter changes are critical to the long-term health of your vehicle. Oil changes keep your engine running clean and improve performance. At AAA Car Care, we provide several oil change options to best suit your vehicle’s specific needs. Our highly trained and knowledgeable service consultants can help instruct you on the type of oil that is best for your vehicle.

Saving money is easier with AAA Financial

AAA Carolinas has over 30 locations throughout the Carolinas to provide you peace of mind with your vehicle. Peace of mind begins with knowing your vehicle will start even in extreme temperatures.

Don’t be one of the 200,000 stranded in the Carolinas each year. Bring your vehicle to your local AAA Car Care Center to have your battery and starting system checked.

Saving money is easier with AAA Financial

Many factors go into selecting new tires, like weather conditions, fuel efficiency, tread life and price. Your AAA Car Care professional can help you choose the right tires for your vehicle. Prefer to choose your own tires? Browse our online tire shop, buy them online, and have them shipped directly to your local AAA Car Care center for easy installation.

Saving money is easier with AAA Financial

Is your car’s air conditioning blowing hot air? It may be time for a tune-up! Your AAA Car Care professional can assist you with any maintenance and repair needs for your air conditioning system. We’ll help keep you cool!

Saving money is easier with AAA Financial

AAA partners with H&R Block to offer our members $25 off tax preparation for new clients, free Tax Identity Shield® for existing clients and 20% off online or downloadable software.

  • Does your car drift to the right or left?
  • Do your tire tread look unevenly worn?
  • Has it been over a year since your last alignment?
Proper alignment comes with a number of benefits for your car:
  • Better fuel economy
  • Extends the life of your tires
Come into AAA Car Care today for a free alignment evaluation!

AAA Insurance

AAA Insurance agents are more than just consultants, they are trusted advisors. In addition to offering AAA Member discounts and additional coverage, AAA Insurance provides what really matters: total peace of mind on the road, at home, and wherever you travel.

Get a Quote

60 Million

Americans have been affected by identity theft. (2018 Harris Poll)


of Americans have less than $500 in emergency savings. (Marketwatch)


different currencies for your travel needs.

1 Annual Percentage Rate (APR). Rates and terms effective as of 8/1/20. All AAA loan promotions, rates, terms and conditions are subject to change at any time without notice. Mortgage, home equity, credit card and open-end loans are not eligible for this promotion. Promotion cannot be used to re-finance a current AAA auto loan. Additional terms and restrictions apply. Other loan rates available. Subject to borrower qualification. Advertised rate assumes a 0.25% discount when you set up automatic payments from any checking or savings account. Offer valid on personal vehicle loans only. Offer ends 9/30/20. Criteria to receive the stated APR: Loan term 48 months or less, vehicle model 2019 and 2020 new or used models, with an excellent credit score. Borrower pays any closing costs. Auto Club Trust, FSB uses a managed credit program and final APR is dependent on your credit score. An auto loan with an APR of 2.64% for a $20,000 loan at a term of 48 months, your monthly payment would be $440.00.

2 Interest charges will accrue from the date of loan

3 Products are offered by Auto Club Trust, FSB, Equal Credit Opportunity Lender. Member FDIC. Equal Housing Opportunity Provider

AAA is not a lender and does not underwrite loan requests. AAA may be compensated for the referral of auto loan customers.

Terms & Conditions. "I", "me", and "my" refers to anyone who is applying for a loan, either jointly or in their own name. AAA will provide your application to one or more financial institutions (a lender) which will make a decision on whether to grant you a loan and on what terms it will offer it to you. AAA is not a Lender and does not underwrite your loan request. Married applicants may apply for a separate account. You represent and warrant that all statements made in this application are true and correct, and are made for the purpose of obtaining the loan request indicated herein from a Lender. I hereby give authorization to the Lender to obtain my credit report; AAA does not obtain any credit reports. Verification or re-verification of any information contained in this application may be at any time by AAA or any Lender, its agents, successors and assigns from any source named in this application, and this application will be retained by the Lender, even if the loan is not approved; The lender will rely on the information contained in the application and applicant has a continuing obligation to update the information provided in this application if any of the material facts stated herein should change prior to closing. Information from a Carfax Vehicle History report may be used in conjunction with the application. AAA and the Lender make no representations or warranties, express or implied to any applicant or borrower regarding the value, condition, or identification of the vehicle to be purchased or refinanced . Telephone conversations with AAA Group employees may be monitored and recorded. I agree that AAA Group personnel will provide me with certain notices through the AAA system. I understand that I may have to complete an application with a lender before they will extend a loan offer to me. I understand that the Lender may contact me to discuss the application before extending an offer to me. I also understand that some lenders that AAA works with may require me to establish a share account (checking account) with them as a condition to obtaining a loan from them.


AAA's financial partners help you stretch your budget.

Get the AAA Visa® card

Earn unlimited rewards with the AAA Member Rewards Visa® card

It’s time to give your wallet a makeover. Carry the Card That Gets You There® ... and get a $150 statement credit offer.

Credit Card Offers


Saving Made Easy

From helping protect your identity to managing your money, our financial services give extra peace of mind no matter where the road may lead you!

Personal Finance

Money For Your Trip

Whether you need foreign currency, Travelers Cheques or a Visa® gift card, AAA makes it easy to take money with you.

Travel Money